Well, to say the least there have been a lot of changes in my life. Justin and I decided it would be in both of our mutual best interests if I moved to North Carolina, and we got a house together with his wife and kid. Since there is no longer anything leaving me tied to Texas I decided that it might be a good change of scenery.
I’ve been here only three days but it already feels like home. I’m able to focus completely on the things that make me, me. I’m extremely happy. No stress in my life anymore at all. In fact it almost feels like a dream things are going so well.
It’s beautiful in this part of the United States. I’m a long way from anything I’ve ever seen before. We drove through Tennessee and not much to my surprise, I saw that they sell cowboy hats in Tennessee. I got to see Nashville, Knoxville, and Memphis, although not necessarily in that order. I have a great view out of my window, I’m setting up dual places to work so that we can work in the house where it is generally more temperate. My room doubles as the office.
I managed to get all of my debts and accounts in order and logically sorted onto a markerboard situated conveniently next to my workstation which is the only other thing in my room besides my bed. Which I’m proud to say is also neatly made at the moment.
The first day I was here in Asheville, we moved my roommates family into the house with a huge u-Haul truck. This truck is coincidentally the same size I want to purchase to build an apartment inside of Talk about a tiny house that is covert! And I figure you could probably get paid a small monthly fee to have a companies banner on you vehicle wherever you drive, possibly get a lot of your gas paid for via some sort of sponsorship. Although, I would really prefer one that I could walk into the box portion of the van from the cab so it would be really a covert living quarters in which I could discreetly live anywhere in the United States without drawing very much suspicion upon the vehicle.
Once we got settled in, I took a day to just rest after I got my room in order. Then, the next day which is today, I took the time to plan everything that I want to accomplish here. I’m in hyper-focus at this point and using it to work through my to-do list of things that I’ve been waiting years in some cases to do. While I’m living it up, I also plan on paying off my debts, fixing my credit, and purchasing my first home. These are in my future, I have a plan, and I’m going to show you how I’m going to do it, and we will analyze my results against my plans.
It is my hope that in doing this, and blogging about it publicly, I will be able to analyze my results more effectively and in a manner in which it must be tracked and improved constantly more so than if I didn’t report to the public the proof that what I’m doing is fixing my life from a financial, as well as a holistic perspective.
So here are the results of my first financial snapshot that I’m predicting even before I calculate these numbers, will show me thousands in debt. This is not necessarily all of my debts, but more the present situation for which I am focusing. As I add things into my own view, I will also update these graphs, putting my student loans in for example at this point, would paint a paling picture that I am not prepared to deal with financially, so therefore I will focus upon that which I can. No excuses of sorts. I’m going to start paying everyone I owe, a very small amount of money to a debit card in a subaccount under my Serve card. This will allow me to pay them off as necessary but still have emergency access to the funds if necessary.
I’ve tried to make it a practice to pay myself into my reserve cash anytime I pay someone off. So by the time I pay everyone off, I should have several thousand in my reserve. The same principle applies when I pay something off such as a vehicle. I will make a double payment, one of them to my own account, so that next time, I can just pay cash for the item. If I borrow from the reserve, I pay back with interest. I recently forgave my $500 debt to my own reserve account. I figured if the United States Government can forgive the banks and all that mess then I could forgive myself of the Personal Reserve of Byron fund.
Images of the trip to North Carolina…
Some pictures from back home in Stephenville, Texas
And some more stuff from the trip here, this stuff is mainly from Tennessee, it was my first time to go to Tennessee. As I would suspect, they do in fact sell cowboy hats in gas stations. So if I ever feel like going back to my country roots, then I am in luck!
And some more pictures of us here in North Carolina. Now one could say I could have grouped these all together, but I say that would make it much to simple on everyone else, and I didn’t feel like moving the pictures around more to group them together
All of this came before today, when I am writing this post. Because this is what I woke up to out of my window this morning… oh and I can’t see the houses when I am sitting down working just the trees and sky…